Billy B. Ruhling, II, has nearly fifteen years of litigation experience. After serving as a prosecutor and defense attorney with the United States Army Judge Advocate General’s Corps, he has invested the last 8 years representing financial services institutions, Fortune 100 and local business clients in civil litigation matters throughout Virginia, Maryland, West Virginia and the District of Columbia. He currently serves in the United States Army Reserves as a Lieutenant Colonel in the Judge Advocate General’s Corps.

An accomplished trial attorney, Mr. Ruhling is often brought in to handle trials, appeals and adversary proceedings in bankruptcy. With extensive experience in complex commercial litigation, creditors’ rights/bankruptcy and business torts, Mr. Ruhling has represented clients in actions covering a broad spectrum, including insurance coverage, professional liability defense, antitrust claims, contract disputes, tort claims, breach of corporate duties, and fraud.

Previously, as an officer with the JAG Corps, in addition to supervising seven appellate attorneys, he represented soldiers appealing convictions at courts-martial before the Supreme Court of the United States, U.S. Court of Appeals for the Armed Forces, and the U.S. Army Court of Criminal Appeals.

Mr. Ruhling also served as a trial-level defense counsel as well as a Brigade Legal Advisor to the Aviation Brigade of the 3d Infantry Division responsible for providing advice in areas of national security law, international law, and administrative law in peace-time and during Operator Iraqi Freedom I, while simultaneously serving as a felony-level prosecutor.


  • District of Columbia Bar
  • Maryland State Bar
  • Virginia State Bar
  • West Virginia State Bar

Representative Cases:

  • Mortgage Litigation – Lead attorney in numerous cases representing major lenders against claims of unfair lending practices, credit reporting errors, and/or wrongful foreclosure; most cases successfully resolved on dispositive motions; all challenged cases upheld on appeal; First chair at trial in several trials defending mortgage foreclosures.
  • Bankruptcy – Represented financial institutions in adversary proceedings and administrative cases including allegations of improprieties in the lending process, credit reporting claims, foreclosure defense, and asset recovery; represented a multinational corporation in adversary proceeding involving allegations of a violation of the automatic stay – settled case for less than 7% of claimed amount; Served as first-chair defending government contractor in adversary proceeding alleging violation of the automatic stay in rejecting a teaming agreement.
  • Commercial Litigation – Lead attorney in international fraud and breach of contract action resolved in client’s favor on summary judgment including recovery of all attorneys’ fees; Served as first-chair defending a loan servicer in complex civil litigation involving declaratory judgment action and cross-claims for commercial torts; Second chair for seven day jury trial involving claims for indemnification and statutory business conspiracy; Won summary judgment as the lead counsel on behalf of a charitable trust in litigation over a commercial lease termination; Represented financial institutions in commercial tort actions; Represented finance company in AAA Arbitration.

Honors & Awards:

  • Order of the Coif
  • Order of Barristers

Billy B. Ruhling, II
Tel: 703-684-4333
Fax: 703-548-3181
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Areas of practice:

  • Commercial Litigation
  • Business Torts
  • Creditors’ Rights/Bankruptcy
  • Financial Services Litigation
  • Mortgage Litigation


  • Supreme Court of the United States
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. District Court for the Eastern District of Virginia
  • U.S. District Court for Western District of Virginia
  • U.S. District Court for the District of Maryland
  • U.S. District Court for the Southern District of West Virginia
  • U.S. District Court for the District of Columbia
  • U.S. Bankruptcy Court for the Eastern District of Virginia
  • U.S. Bankruptcy Court for the Western District of Virginia
  • U.S. Bankruptcy Court for Maryland
  • U.S. Bankruptcy Court for the District of Columbia
  • U.S. Court of Federal Claims
  • Court of Appeals for the Armed Forces
  • Army Court of Criminal Appeals


  • LL.M, Military Law, The Judge Advocates General’s School, 2005
  • J.D., The College of William and Mary School of Law, 2000
  • B.S., Economics (Mathematical), U.S. Military Academy, West Point, 1993